Frequently Asked Questions

Is auto insurance mandatory?

Yes, auto insurance is mandatory in all 50 states

How are my premiums calculated?

There are many factors that will affect rates. They may include: driving history, age, credit score, type of car, state, etc.

Is there a hard credit check when applying for car insurance?

No, there is not. Your credit will be unaffected by applying for car insurance

What is the minimum coverage required by law?

This varies state by state. Please check your state guidelines for further information.

Can I be insured if I have a DUI on my record?

Some insurance companies will insure people with DUI on their driving record but not all… many require supplementary SR22 coverage along with regular car insurance.